Reintegration Program.

Reintegration is a way of mainstreaming returning OFWs into Philippine society.

Reintegration (in-country). Offers livelihood opportunities to OFWs who have finished contracts and have no wish to go back to work abroad. On the other hand, reintegration program is also offered to distressed OFWs by way of self-employment or livelihood project as a means of income-generation for the family even after their overseas employment. 

o   Balik-Pinas! Balik-Hanapbuhay! Program

This is a non-cash livelihood support/assistance intended to provide immediate relief to returning member OFWs, active or non-active who are displaced from their jobs due to war/political conflicts in host countries or policy reforms controls and changes by the host government or are victims of illegal recruitment and/or human trafficking or other distressful situations.  The program is a package of livelihood assistance amounting to TEN THOUSAND PESOS (P10,000.00) maximum consisting of a. techno-skills and/or entrepreneurial trainings and b) starter kits/goods and/or c) such other services that will enable the target beneficiaries to quick start a livelihood undertaking through self/wage employment.

 Eligible beneficiaries- OWWA members, active or non-active. OWWA members with finished employment contracts are not entitled to this Program. The program can be availed only once by eligible beneficiaries and within one year after return to the country.

2. Overseas Filipino Workers – Enterprise Development and Loan Program (OFW-EDLP)

OFW-EDLP, formerly known as OFW-Reintegration Program (ORP), is an enterprise development intervention and loan facility of OWWA, in partnership with Land Bank of the Philippines (LBP) and the Development Bank of the Philippines (DBP) intended to support enterprise development among OFWs and their families.

(FOR NCR Members, there will be an orientation on EDLP, Mondays to Fridays, at 2:00PM.  Please call 834-07-19 for more details.)

Eligible borrowers:

o   OFW who is a certified OWWA member, active or non-active

o   Has completed Enhanced Entrepreneurial Development Training (EEDT)

o   OFWs working abroad, or about to leave may be presented by the following:

§  If OFW is married, by the legal spouse

§  If OFW is single, widow, widower, or separated-in-fact:

·         Parents not more than sixty (60) years old

·         Children who are at least eighteen (18) years old

Eligible Projects:

·         Franchising business

·         Contract tie-up with top 1000 corporations;

·         Agri and non-agri production/manufacturing

·         Construction/rental business

·         Service/trading business

·         Transport service

·         Any viable project whether existing or new

The enterprise should generate a cash flow sufficient to pay the projected amortization of the loan

Interest Rate: 7.5% per annum for the entire duration of the loan

Loan Purpose: Working Capital and Fixed Asset Acquisition

Project Cost-Sharing: Borrower’s Equity: minimum of 20% of the Total Project Cost (TPC)

Loan Amount: The loan amount shall depend on project needs and amount of equity participation of the borrower:

A.    For Individual Loan Borrowers (single proprietorship)

a.     Minimum – Php100,000.00

b.     Maximum – Php2,000,000.00


B.     For Group Loan Borrowers (partnerships, corporations, cooperatives)

a.     Minimum- Php100,000.00

b.     Maximum – Php5,000,000.00

Loan Repayment:

§  Short-Term- max of one (1) year;

§  Term Loan: based on cash flow but not to exceed 7 years, inclusive of maximum of 2 years grace period

Loan Security/Collateral:

§  Object of financing

§  Mortgageable project assets (machines or equipment) and other assets of the borrower

Availment Process:

§  Interested OFWs submit business plans and are advised to undergo EDT seminar at OWWA regional offices.  The seminar will orient them on financial and business management, on various business and income-generating livelihood undertakings, and other pertinent information they need in setting up and sustaining an enterprise

§  Loan applications are endorsed to Land Bank for evaluation and processing based on the criteria set by Land Bank (borrower’s credit worthiness and project viability)

§  Loan evaluation, packaging and approval shall be completed within 45 working days upon receipt of complete loan requirements.







(0917) 898-6992

Trunk line- 8917601-24 local 5516/5517

Fax Number- (+632) 804-06-38

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