Social Services and Family Welfare Assistance

FAMILY WELFARE AND ASSISTANCE PROGRAM

1. REPATRIATION PROGRAM - provision of services to facilitate immediate repatriation of distressed OFWs, medically-ill OFWs, human remains, etc. like airport assistance, domestic transport, temporary shelter, etc.

2. REINTEGRATION PROGRAM

     The Reintegration covers two (2) major components - economic and psycho-social components. The psycho-social components includes community organizing program or organizing of OFW family circles and services like social counseling, family counseling, stress debriefing, and training on capacity building, value formation, etc. The economic component on the other hand, includes social preparation programs for livelihood projects or community-based income generating projects, skills training and credit facilitation and lending. At present, the economic component has two (2) loan programs: the OWWA-NLSF Livelihood Development Programs for OFWs (LDPO) and the OFW Groceria Project.

     The OWWA-NLSF LDPO Project

     This program is a joint undertaking of OWWA and National Livelihood Support Fund (NLSF). to address the economic component of the OFW Reintegration Program. It is meant to further improve access to entrepreneurial development opportunities and credit facilities to OFWs, their families, and organizations. Possible enterprises include: (a) trading (general merchandise and buy and sell, etc.), (b) services (repair shops, restaurants, parlors, etc.), (c) manufacturing (meat/fruit processing, shoes, etc.) and (d) agri-business (tilapia culure, piggery, poultry, etc.).

     The OWWA-NLSF Livelihood Development Program currently has the Collateral Loan Window for individual and group borrowers

     Acceptable Purposes of Loan

1. Working capital - for purchase of merchandise goods and/or raw materials
2. Business assets acquisition (except lot) - for purchase of machines/equipment
3. Business site construction or improvement

     Eligible Borrowers

1. Member-OFWs and former member-OFWs
2. Their immediate family members (one family member per one OFW)
3. For married OFWs: spouses or children of legal age
4. For single OFWs: parents or siblings of legal age
5. OWWA LDPO beneficiaries with good repayment records
6. Legally organized groups of OFWs (partnerships / corporations, OFW organizations / associations / cooperatives & Federations)

* Partnerships with less than five (5) members are entitled to a maximum
  of P 200,000.00 each member
* Service Fee          =      Four percent (4%)
* Facilitation Fee    =      Three percent (3%)
* Total interest rate per annum plus fees not to exceed 16%

Loan Requirements

For Individual Borrowers

1. Proof of OWWA Contribution (passport with POEA-LAC stamp, information sheet from OWWA, POEA-attested Employment Certificate, or E-card)
2. Business Plan / Project Feasibility Study
3. Financial Statement in case of existing business
4. Business permit / license (pre-release condition)
5. Collateral papers (REM or chattel mortgage)

     Additional Requirements if availee is an immediate family member:

1. Marriage Contract and consent (for married borrowers)
2. Birth Certificate and authorization (for single OFWs)

For Group Borrowers

1. Proof of OWWA Contribution at least among officers
2. Business Plan
3. Financial Statement in case of existing business
4. Collateral Papers / Ownership Titles
5. Promissory Note for Non-collateral Loan Window


     Additional Requirements for group loan borrowers::



6. Registration with Securities and Exchange Commission (SEC) for partnerships & corporations; Cooperative Development Authority (CDA) for cooperatives; and Department of Labor and Employment (DOLE) for associations.

7. Basic organizational instruments:


1. Articles of Incorporation for corporations
2. Ratified group By-Laws or Mutually Agreed Term for partnerships
3. Articles of Incorporation for cooperatives
4. Constitution and By-laws for associations



8. Board resolution or group/partnership resolution specifying intent to undertake a group/partnership project or expand a group/partnership project using capital to be borrowed from the OWWA-NLSF-LDPO

Loan Application

     Loan applications may be filed at all OWWA Regional Welfare Offices together with the following standard requirements:



1. Accomplished application form (with 2x2 picture)
2. Sketch and routes of residence and/or business site
3. Other requirements if applicable:


• Price quotation
• Bill of materials or building plan

     unmortgaged with no delinquent realty tax and with appraised value of not less than the loanable amount.

OFW GROCERIA PROJECT

     This project aims to improve the socio - economic situation of the overseas Filipino workers and their families by providing livelihood and self-employment opportunities through the establishment of 1,000 grocery stores nationwide.

     The project is an interest-free loan assistance package extended in the form of merchandise goods worth P 50,000.00 per qualified OFW Family Circle (OFC) beneficiary nationwide.

     Loan Details:

Intended Beneficiaries

1. OFW Family Circles (OFCs) composed of OFW families organized by the OWWA's Family Welfare Officers, NGOs, Philippine Council for OFW Reintegration (PhilCORE) members, faith-based organizations, OFW returnees and displaced OFWs; and





2. OFW federations, organizations, associations and cooperatives.

Availment Requirements

1. Project Site: Must have




1. Relatively big number of families/dependents of OFWs
2. Presence of strong OFW organization or OFCs in the area




2. OFW Organization/ Family Circle:




1. Must have at least five (5) members (OFW returnees or dependents) registered with SEC or 15 members registered with the DOLE or CDA
2. Members must be permanent residents of the community
3. Must have good reputation and relationship with community
4. Must be willing to undergo training in entrepreneurship, project management and leadership

Documentary Requirements

1. Business Plan (Pro-forma, to be provided by OWWA)

2. Application Form

3. Proof of OWWA contribution of OFW relative

4. Registration with the DOLE or any of the following:




1. Securities and Exchange Commission (SEC)
2. Cooperative Development Authority (CDA)
3. Department of Trade and Industry (DTI
4. Local Government Units (LGU)/Barangay Micro-business Enterprises (BMBE)




5. Any of the following organization / association documents:




1. Articles of Incorporation and By-laws (for corporations)
2. Articles of Cooperation and By-laws (for cooperatives)
3. Constitution and By-laws (for organizations/associations)
4. Certification from organization members authorizing officers to contract loan
5. Oath of Undertaking

Model OFW Family of the Year Awards

     The Model OFW Family of the Year Awards (MOFYA) is a medium for recognizing the achievements of OFWs and their families in managing the impact of overseas employment in family life. It serves as a strategic mechanism for exemplifying the best practices of OFW families towards optimizing the gains of migration.

     The Award also recognizes the ultimate results of OFW family success in terms of enterprise development and generation of employment opportunities.